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How does Dash PET
take care of you?

Protect

FREE life protection & COVID-19 coverage,
Add-on protections from just 2 cents a day

Earn

Get 1.6%* p.a. returns on your first S$50,000,
Bonus of up to 0.75%^ p.a. with add-on protections,
Save from just S$50 with 100% capital guaranteed
(Interest is accrued daily and paid monthly)

Transact

Short lock-in period of 12 months,
Instant top-ups & flexible partial withdrawals of up to 10% of your Single Premium and Top-ups in the first policy year
(#Surrender charges within first year apply)

Protected up to specified limits by SDIC

Your PET can protect you

Free coverage and
additional interest

Dash PET comes with FREE life protection of 105% account value and Financial Assistance Benefit for COVID-19, including vaccine side effects.

Add-On Protection

Enjoy up to 0.75%^ p.a. additional interest on your Dash PET savings when you add more coverage.

Key highlights

✓ Choose from 3 protection plans

✓ Up to S$100,000 coverage per plan

✓ Each premium starts from 2 cents per day

Major Cancer

• Covers critical stage cancers, including leukemia, lymphoma and sarcoma

• Complements existing Critical Illness plans

View Product Summary

Death & Total and
Permanent Disability

• Lump sum payment in the event of death or inability to perform 3 out of 6 Activities of Daily Living

View Product Summary

Accidental Death

• Lump sum payment in the event of accidental death

View Product Summary

How your PET earns for you

You earn 1.6%* p.a. returns on your first S$50,000

Stack returns of up to 0.75%^ p.a. more when you add on more protection plans

Calculate your potential returns and
watch your PET grow based on your savings!

BONUS! Get up to 0.75%^ p.a. additional interest on your Dash PET savings when you add more coverage.
Learn more

Disclaimer: Calculation of the interests earned assumes maximum interests earned for the full year without any withdrawals or top-ups

Get Dash PET here.

Download the App to get started.
Sign up and let Dash PET take care of you.

Launch the latest Dash app

Frequently Asked Questions

Product

Dash PET is an insurance savings plan that offers savings at high returns, with capital guaranteed and flexibility of funds. Grow your Dash PET while it takes care of your financial health.

Dash PET life insureds are also covered for life protection and COVID-19.

The policy is underwritten by Etiqa Insurance Pte. Ltd. (Company Reg. No. 201331905K).

As a Dash PET life insured, you enjoy:

  • High returns, capital guaranteed: Earn as high as 1.6%1 p.a. returns on your savings
  • Easy requirement: Start saving from just S$50 up to S$50,000
  • Flexibility for partial withdrawals (Maximum withdrawals of up to 10% of your Single Premium and Top-ups in the first policy year. Surrender charges within the first policy year apply. Refer to your Policy Illustration for details)
  • Affordable add-on protection: Life coverage from as low as 2 cents a day with additional returns on your savings

1Crediting rates are 1.6% p.a. for the first policy year, with capital guaranteed. Crediting rates are non-guaranteed.

This is a yearly renewable plan and the policy term is 1 year. At the end of 1 year policy term, this policy will be renewed automatically for another 1 year at the same conditions on the expiry date before renewal, so long as the following conditions are met:

  • this policy is in force on the expiry date before the renewal; and
  • you (life insured) have not reached age 100 at the renewal date.

Etiqa Insurance reserves the right to terminate this policy by giving 90 days’ notice. Upon termination, Etiqa will refund the account value, less any amounts owing to Etiqa.

Dash PET life insureds will earn 1.6% p.a. returns on the account value for the first policy year.

The minimum average daily account value balance is S$50 to be eligible for interests and other policy benefits.

Receive up to 0.25% p.a. on the first S$10,000 of your Dash PET account value, for each active add-on protection.

The returns are calculated daily based on the crediting rate. Returns will be credited on the 1st of every calendar month.

If your Dash PET policy’s start date is 26 April 2021 and before, you will continue to enjoy 1.7%2 p.a. returns for the first year, starting from the policy start date.

  • First S$10,000: 1.7%2p.a. for the first year
  • Above S$10,000: 1.2%3p.a. for the first year

2Guaranteed at 1.0% p.a. + 0.7% p.a. bonus for the first policy year.
3Guaranteed at 1.0% p.a. + 0.2% p.a. bonus for the first policy year.

If your Dash PET policy’s start date is between 27 April 2022 and 11 August 2022, you will continue to enjoy 1.3%4 p.a. returns for the first year, starting from the policy start date. First S$10,000: 1.3%4p.a. for the first year

  • Above S$10,000: 0.3%5 p.a. for the first year
  • Above S$10,000: 0.3%5 p.a. for the first year

4Guaranteed at 0.0% p.a. + 1.3% p.a. bonus for the first policy year.
5Guaranteed at 0.0% p.a. + 0.3% p.a. bonus for the first policy year.

In the event of death during the policy term, 105% of your account value will be paid as the death benefit and the policy ends. Please refer to your Policy Terms and Conditions for details.

All Dash PET life insureds are also entitled to the Financial Assistance Benefit for COVID-19, including side effects of the vaccine. For more information on the benefits and other terms, please visit https://www.tiq.com.sg/covid19/.

All Dash PET users may add up to three add-on protection plans to their existing Dash PET policy.

Eligibility

Dash PET is applicable for eligible Singtel Dash users aged between 17 to 75 (at next birthday) with a valid Singapore NRIC or Singapore residency/work pass. Sign up or log in to Singtel Dash app to check your eligibility.

Please note that all applications are subjected to the acceptance by Etiqa Insurance Pte. Ltd..

Only one Dash PET policy per individual is allowed at any point in time, regardless whether your policy is active or inactive. This policy is subject to Eligibility Rules. For more information on Eligibility Rules, please refer to https://www.tiq.com.sg/Eligibility-rules.pdf.

Yes you may! Dash EasyEarn and Dash PET are different policies, so you can save with both plans and enjoy the respective high rates of return. You are allowed to hold one Dash EasyEarn and one Dash PET policy at any time.

Once you request for a freelook or surrender on your policy, you will not be able to make another purchase of this policy within a 3 months period.

Top-up(s)

Everything’s on Singtel Dash app! Launch Dash > Home screen > ‘Grow Money’ tile to access and manage your account.

  • View Dash PET policy details
  • Top up your account
  • Make transfers and withdrawals of funds

Grow your Dash PET by increasing your account value.
Manage your Dash PET on Singtel Dash app! Launch Dash > Home screen > ‘Grow Money’ tile to access your Dash PET dashboard.

Select any of these options to top up your Dash PET account from S$1:

  • Dash Wallet
  • Bank Account via PayNow
  • Bank Account via eNets (minimum S$50).

Ad-hoc top-up available for up to age 75 (age next birthday) only.

Withdrawal(s)

You may make partial withdrawals from as little as S$1.

  • Transfer to Dash Wallet
  • Bank account via PayNow (70 cents apply per transaction)

Maintain an average daily account value balance of at least S$50 to continue earning interests for that month and maintain at least S$1 of account value to keep your policy active.

For the first policy year, the maximum withdrawal amount is 10% of your Single Premium and Top-ups (excluding insurance cover charge of the optional add-on protection). Please refer to Policy Terms and Conditions for full details.

If you wish to make a full withdrawal, you will need to request to surrender your policy Please note that once your policy is surrendered, the add-on protection tagged to your policy will also be terminated and you may not make another purchase of this policy within a 3-month period.

We reserve the right to delay the payment of the withdrawal amount/surrender benefit for up to a period of 6 months from the date of the withdrawal/surrender request. We will exercise this right when there is a surge in withdrawals (partial/full) within the Portfolio during a very short period of time.

Add-on Protection

Dash PET users may activate the following add-on protection from as low as 2 cents a day:
– Major Cancer
– Accidental Death
– Death & Total and Permanent Disability

For each add-on protection, you may enjoy the following:
– Be covered from S$10,000 to S$100,000 sum assured
– Affordable premium from as low as 2 cents a day
– Seamless daily payment right from your Dash PET account

ADDITIONAL INTEREST ON YOUR SAVINGS:
Receive up to 0.25% p.a. on the first S$10,000 of your Dash PET account value for each active paid add-on protection.

For more details of each of the available plans, click here.

Your premium will be paid on a daily basis via your Dash PET account. Keep a healthy minimum daily account balance of at least S$50 to ensure that your add-on protection plans stay active and you continue enjoying earning your returns.

Yes, the coverage (sum assured) amount for add-on protection can be changed from S$10,000 to S$100,000, in multiples of $1,000.
– Launch Dash app > Grow Money > Dash PET > “Add-on Protection” tab
– Select your add-on protection
– Update your sum assured and submit

The change will be effective within one working day. Waiting period, if any, will restart with each change.

Important: An increase in sum assured will also increase the daily premium payable, do ensure sufficient funds in your Dash PET account.

The complimentary add-on protection is only made available to Dash PET customers with policy start date from 27 April 2021 to 3 August 2022.

Others

Dash PET has a 14-day free look period within which you may request to cancel the policy when you access your Dash PET dashboard within Dash app.

While your policy is active and in force, you may withdraw your funds partially anytime up to the maximum withdrawal limit. Do note that a policy surrender will terminate your account and all add-on protection plans tagged to your Dash PET policy, where applicable.

To surrender your policy, you may WhatsApp Etiqa’s Customer Care Consultants at +65 6887 8777 during operating hours – Mondays to Fridays, 8.45am to 5.30pm (excluding public holidays). You may select your payout option of PayNow (NRIC) or Direct Credit. Surrender charges of 10% of your total Account value less free partial withdrawal limit apply for first policy year.

The add-on protection plans are tagged to your Dash PET policy. In the event that you wish to surrender your Dash PET policy, the add-on protection plan(s) will also be de-activated.

To file a claim, please WhatsApp Etiqa’s customer care consultants at +65 6887 8777 from Mondays to Fridays (excluding Public Holidays), 8.45am to 5.30pm within 3 months of the occurrence of the claim event.

Once you request for a freelook or surrender on your policy, you will not be able to sign up for Dash PET within a 3 months’ period.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you.

For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Etiqa Insurance or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

Dash PET is categorized under “Individual life and voluntary group life policies (with the exception of annuities)” with a cap of S$500,000 for the aggregated guaranteed sum insured and S$100,000 for aggregated guaranteed surrender value per life insured per insurer.

Etiqa Insurance Pte. Ltd. is a licensed life and general insurance company registered in the Republic of Singapore and governed by the Insurance Act. It is an insurance arm of Maybank Group which is among Asia’s leading banking groups and South East Asia’s fourth largest bank by assets. To know more about our corporate profile, visit our website at www.etiqa.com.sg.

For general enquiries on Dash PET, visit https://direct.lc.chat/5701831/628 to start a live chat with Etiqa Insurance’s agents immediately.

For enquiries on your existing Dash PET policy, please WhatsApp our customer care consultants at +65 6887 8777 from Mondays to Fridays, 8.45am to 5.30pm (excluding public holidays).

View Dash PET product summary and policy terms & conditions.

This is not a bank account or a fixed deposit. It is an insurance savings plan that earns a crediting interest rate.

*26 April 2021 and before – For the first S$10,000 Account Value: Guaranteed 1% p.a. + 0.7% p.a. bonus for the first policy year. For above first S$10,000 Account Value: 1% p.a. guaranteed + 0.2% p.a. bonus for the first policy year.For the first S$10,000 Account Value: Guaranteed 1% p.a. + 0.7% p.a. bonus for the first policy year. For above first S$10,000 Account Value: 1% p.a. guaranteed + 0.2% p.a. bonus for the first policy year.
*27 April 2022 to 3 August 2022: For the first S$10,000 Account Value: 1.3% p.a. for the first policy year. For above first S$10,000 Account Value: 0.3% p.a. for the first policy year. Crediting rate is non-guaranteed.
*12 August 2022 onwards: For the first S$50,000 Account Value: 1.6% p.a. for the first policy year. Crediting rate is non-guaranteed.

^Additional interests of up to 0.25% p.a. from each activated add-on protection applies to the first S$50,000 account value of your active Dash PET policy.

#Surrender charges of 10% of your total Account value less the partial withdrawal limit (if any) apply for first policy year.

This policy is underwritten by Etiqa Insurance Pte. Ltd. (Company Reg. No. 201331905K). This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract. This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg). As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. You should seek advice from a financial adviser before deciding to purchase the policy. If you choose not to seek advice, you should consider if the policy is suitable for you. The information contained on this product advertisement is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore. This advertisement has not been reviewed by the Monetary Authority of Singapore. Information is accurate as at 12 August 2022.

Singtel Dash terms apply.

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