Loading

Earn 1.5%*^ p.a. For your first S$10,000

Dash PET is an insurance savings plan that lets you save and protect yourself better! Save your money at the best rates of return in Singapore** and enjoy guaranteed capital and flexibility of funds.

Save and receive cashback!

From now till 30 June 2022, simply sign up for Dash PET and save to get cashback!

  • S$1 in Dash credits when you save S$1,000 - S$2,999
  • S$5 in Dash credits when you save S$3,000 - S$4,999
  • S$10 in Dash credits when you save S$5,000 or more

Terms apply.

Launch Dash app to sign up

**Best rates of return are in comparison with similar digital insurance savings plans available for subscription. Information as at 9 September 2021. This comparison does not include information on all similar products. Etiqa Insurance does not guarantee that all aspects of the products have been illustrated. You may wish to conduct your own comparison for products that are listed in www.comparefirst.sg.

There's a Plus to having a PET.

Find out how you can earn more potential returns with Dash PET Plus.

Be rewarded when you refer your friends!

Get up to S$10 cashback when you refer your friend to Dash.

How does Dash PET
take care of you?

Protect

*NEW* FREE coverage up to S$50,000^!
Free life protection & COVID-19 coverage
Add-on protection from 2 cents a day

Earn

Get up to 1.5%*^ p.a. returns
Save from S$50, capital guaranteed
Earn more returns with more protection

Transact

No lock-in period or monthly commitment
Instant top-up or withdrawal anytime
Easy transfer to Dash wallet or bank account

Protected up to specified limits by SDIC

Your PET can protect you

Free coverage and
additional interest

Receive up to S$50,000^ coverage on Death & Total and Permanent Disability^ for your first Dash PET policy year.

What’s more, you get extra 0.2%^ p.a. interest on your first S$10,000 Dash PET savings too!


Activate free protection now


Dash PET comes with free life protection of 105% account value and Financial Assistance Benefit for COVID-19, including vaccine side effects.

Add-On Protection

Enjoy up to 0.75%** p.a. additional interest on your Dash PET savings when you add more coverage.

Key highlights

✓ Choose from 3 protection plans

✓ Up to S$100,000 coverage per plan

✓ Each premium starts from 2 cents per day

Major Cancer

• Covers critical stage cancers, including leukemia, lymphoma and sarcoma

• Complements existing Critical Illness plans

View Product Summary

Death & Total and
Permanent Disability

• Lump sum payment in the event of death or inability to perform 3 out of 6 Activities of Daily Living

View Product Summary

Accidental Death

• Lump sum payment in the event of accidental death

View Product Summary

**Additional interests of up to 0.25% p.a. from each activated add-on protection applies to the first S$10,000 account value of your active Dash PET policy.

How your PET earns for you

You earn 1.3%* p.a. on your first S$10,000

And 0.3%* p.a. for above first S$10,000

Extra 0.2%^ when you activate your FREE protection

Stack returns up to 0.75%# p.a more when you buy more add-on protection plans

Calculate your potential returns and
watch your PET grow based on your savings!

BONUS! Get up to 0.25%** p.a. additional interests on your first S$10,000 savings when you activate an add-on protection.
Learn more

Disclaimer: Calculation of the interests earned assumes maximum interests earned for the full year without any withdrawals or top-ups

Save for what you need. Spend on what you like.

Got spare change? Transfer $1 or more from Dash Wallet to Dash PET. Every dollar will earn for you.

Need to spend? Transfer it back from Dash PET to
Dash Wallet. Simple.
Fund transfers may also be done via bank account
(eNets or PayNow).

Minimum S$50 top up applies via eNets. A $0.70 admin fee applies for withdrawals via PayNow.

Get Dash PET here.

Download the App to get started.
Sign up and let Dash PET take care of you.

Launch the latest Dash app

Frequently Asked Questions

Dash PET is an insurance savings plan that offers savings at high returns, with capital guaranteed and full flexibility of funds. Grow your Dash PET while it takes care of your financial health.

Dash PET life insureds are also covered for life protection and COVID-19.

The policy is underwritten by Etiqa Insurance Pte. Ltd. (Company Reg. No. 201331905K).

As a Dash PET life insured, you enjoy:

  • High returns, capital guaranteed: Earn as high as 1.3%* p.a. returns on your savings
  • Easy requirement: Start saving from just S$50 up to S$30,000
  • Flexible funds: Top up and withdraw funds anytime, with no lock-in period or penalty
  • Affordable add-on protection: Life coverage from as low as 2 cents a day with additional returns on your savings

Etiqa Insurance Pte. Ltd. is a licensed life and general insurance company registered in the Republic of Singapore and governed by the Insurance Act. To know more about Etiqa Insurance, visit www.etiqa.com.sg.

Dash PET is applicable for eligible Singtel Dash users aged between 17 to 75 (at next birthday) with a valid Singapore NRIC or Singapore residency/work pass. Sign up or log in to Singtel Dash app to check your eligibility.

Please note that all applications are subjected to the acceptance by Etiqa Insurance Pte. Ltd..

Only one Dash PET policy per individual is allowed at any point in time, regardless whether your policy is active or inactive. This policy is subject to Eligibility Rules. For more information on Eligibility Rules, please refer to https://www.tiq.com.sg/Eligibility-rules.pdf.

Please note that we may not be able to provide you with Dash PET and/or other Etiqa Insurance policy(ies) in the event you withdraw your consent. In such circumstance, we will notify you before we process your request to withdraw consent. Dash and Etiqa shall not be liable for any potential loss or cost incurred in the process of your consent withdrawal.

Dash PET life insureds will earn returns at the following rates based on the Account Value (inclusive of earned interests):

  • First S$10,000: 1.3% p.a. for the first year
  • Above S$10,000: 0.3% p.a. for the first year

The minimum average daily Account Value balance is S$50 to be eligible for interests and other policy benefits.

NEW: You can now receive additional interest on the first S$10,000 of your Dash PET account value for the first year, when you add on protection:

  • For all Dash PET policyholders: Up to +0.25%# p.a. for each activated paid add-on protection
  • For selected Dash PET policyholders: +0.2%^ p.a. when you opt in to complimentary add-on protection

The returns are calculated daily based on the crediting rate. Returns will be credited on the 1st of every calendar month.

If your Dash PET policy’s start date is 26 April 2021 and before, you will continue to enjoy up to 1.7%* p.a. returns for the first year, starting from the policy start date.

  • First S$10,000: 1.7%* p.a. for the first year
  • Above S$10,000: 1.2%* p.a. for the first year

In the event of death during the policy term, 105% of your Account Value will be paid as the death benefit and the policy ends. Please refer to the Policy Terms and Conditions for details.

All Dash PET life insureds are also entitled to the Financial Assistance Benefit for COVID-19, including side effects of the vaccine, introduced by Etiqa Insurance. For more information on the benefits and other terms, please visit https://www.tiq.com.sg/covid19/.

All Dash PET users may now add up to three add-on protection plans to their existing Dash PET policy.

Dash PET users may activate the following add-on protection
- Major Cancer
- Accidental Death
- Death & Total and Permanent Disability

For each add-on protection, you may enjoy the following:
- Be covered from S$10,000 to S$100,000 sum assured
- Affordable premium from as low as 2 cents a day
- Seamless daily payment right from your Dash PET account

ADDITIONAL INTEREST ON YOUR SAVINGS:
Receive up to 0.25%# p.a. on the first S$10,000 of your Dash PET account value for the first year, for each active paid add-on protection.

Selected Dash PET users are also eligible for the COMPLIMENTARY add-on protection plan which covers Death & Total and Permanent Disability^.

For more details of each of the available plans, click here

The complimentary add-on protection is only made available to Dash PET customers with policy start date from 27 April 2021 onwards.​

Upon opting in to activate your complimentary add-on protection plan, you will enjoy:
- Protection for Death & Total and Permanent Disability
- Coverage of up to 5 times of your Dash PET Account Value (capped at S$10,000)
- Valid for your first Dash PET policy year

In the event that you are not eligible for the Death & Total and Permanent Disability protection plan, you will be provisioned with Accidental Death protection plan instead, with the same coverage and free protection period.

ADDITIONAL INTEREST ON YOUR SAVINGS:
Receive additional 0.2% p.a. on the first S$10,000 of your Dash PET account value for the first year while complimentary protection is active.

It’s simple! Just follow these steps:
Launch Dash > Home screen > ‘Grow Money’ tile > Dash PET > Add-on Protection > Activate Now ​

Yes! You may continue to purchase the add-on protection on top of your complimentary add-on protection, to supplement your existing coverage.

The policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policies is automatic and no further action is required from you.

For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Etiqa Insurance or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

Dash PET is categorized under “Individual life and voluntary group life policies (with the exception of annuities)” with a cap of S$500,000 for the aggregated guaranteed sum insured and S$100,000 for aggregated guaranteed surrender value per life insured per insurer.​

Everything's on Singtel Dash app! Launch Dash > Home screen > Grow Money to access and manage your account.

  • View Dash PET policy details
  • Top up your account
  • Make transfers and withdrawals of funds
  • Purchase and manage add-on protection

Grow your Dash PET by increasing your account value and watch it change on your Dash PET dashboard.

Select any of these options to top up your Dash PET account from S$1:

(1) Dash Wallet
(2) Bank Account via PayNow
(3) Bank Account via eNets (minimum S$50).

Ad-hoc top-up is available for up to age 75 (age next birthday) only.

When you sign up for Dash PET, you will be prompted that credit/debit card top up feature will be disabled for your Dash wallet.

As you’re able to use your Dash wallet to top up your Dash PET plan, we need to disable the credit/debit card top up feature because Dash PET is an insurance plan of which its premium may only be added using non-credit/debit card modes.

You may make partial withdrawals from as little as S$1.

(1) Transfer to Dash Wallet
(2) Bank account via PayNow (70 cents apply per transaction)

Maintain an Average Daily Account Value balance of at least S$50 to continue earning interests for that month and maintain at least S$1 of Account Value to keep your policy active.

If you wish to make a full withdrawal, you will need to request to surrender your policy. Please note that once your policy is surrendered, the add-on protection tagged to your policy will also be terminated and you may not make another purchase of this policy within a 12-month period.

Etiqa reserves the right to delay the payment of the withdrawal amount/surrender benefit for up to a period of 6 months from the date of the withdrawal/surrender request. Etiqa will exercise this right when there is a surge in withdrawals (partial/full) within the Portfolio during a very short period of time.

Your premium will be paid on a daily basis via your Dash PET account.

Keep a healthy minimum daily account balance of at least S$50 to ensure that your add-on protection plans stay active and you continue enjoying earning your additional interest.

Yes, coverage (sum assured) amount for add-on protection can be changed from S$10,000 to S$100,000, in multiples of $1,000.
- Launch Dash app > Grow Money > Dash PET > "Add-on Protection" tab
- Select your add-on protection
- Update your sum assured and submit

The change will be effective within one working day. Waiting period, if any, will restart with each change.

Important: As increase in sum assured will also increase the daily premium payable, do ensure sufficient funds in your Dash PET policy.

Yes you may! Dash EasyEarn and Dash PET are different policies, so you can save with both plans and enjoy the respective high rates of return. You are allowed to hold one Dash EasyEarn and one Dash PET policy at any time.

Dash PET has a 14-day free look period within which you may request to cancel the policy. Access your Dash PET dashboard within Dash app to exercise your freelook option.

While your policy is active and in force, you may withdraw your funds partially anytime.

There are no surrender charges if you wish to surrender the policy. Do note that a policy surrender will terminate your account and all add-on protection plans tagged to your Dash PET policy, where applicable.

If you'd like to cancel your add-on protection plan(s) within 14 days of your first activation, you may exercise the free look option. Your add-on protection plan(s) will be de-activated immediately and premiums paid will be refunded to your Dash PET account value.

If you wish to cancel after the 14-day free look period, the add-on protection plan will be de-activated within one working day. Premiums paid will not be refunded.

Do note that if you wish to re-activate your add-on protection plan(s), the waiting period, if any, will restart and you will not be eligible for the free look option.

Yes, you may cancel your complimentary add-on protection plan. The de-activation will be effective within one working day.

Do note that you will not be eligible for the complimentary add-on protection plan once it has been cancelled.

You can make a request via Dash app to surrender policy. It will be processed instantly and the funds will be transferred into their Dash wallet (up to individual wallet limit) or Bank account (70 cents fee will apply).

The add-on protection plans are tagged to your Dash PET policy. In the event that you wish to surrender your Dash PET policy, the add-on protection plan(s) will also be de-activated.

To file a claim, please WhatsApp Etiqa Insurance’s customer care consultants at +65 6887 8777 from Mondays to Fridays, 8.45am to 5.30pm (closed on Saturdays, Sundays and Public Holidays) within 3 months of the occurrence of the claim event.

Dash PET is a yearly renewable plan and the policy term is 1 year. At the end of 1 year policy term, your Dash PET policy will be renewed automatically for another 1 year at the same conditions on the expiry date before renewal, so long as the following conditions are met:

  • your Dash PET policy is in force on the expiry date before the renewal; and
  • you (life insured) have not reached age 100 at the renewal date.

Etiqa Insurance reserves the right to terminate this policy by giving 90 days’ notice. Upon termination, Etiqa will refund the Account Value, less any amounts owing to Etiqa.

For general enquiries on Dash PET, visit https://bit.ly/Etiqa24x7LiveChatAssistance to start a live chat with Etiqa Insurance’s agents immediately.

For enquiries on your existing Dash PET policy, please WhatsApp Etiqa Insurance’s customer care consultants at +65 6887 8777 from Mondays to Fridays (except Public Holidays), 8.45am to 5.30pm.

View Dash PET product summary and policy terms & conditions.

This is not a bank account or a fixed deposit. It is an insurance savings plan that earns a crediting interest rate.

*Up till 26 April 2021 – For the first S$10,000 Account Value: Guaranteed 1% p.a. + 0.7% p.a. bonus for the first policy year. For above first S$10,000 Account Value: 1% p.a. guaranteed + 0.2% p.a. bonus for the first policy year.
*27 April 2021 onwards: For the first S$10,000 Account Value: 1.3% p.a. for the first policy year. For above first S$10,000 Account Value: 0.3% p.a. for the first policy year. Crediting rate is non-guaranteed.

^Free protection applicable to selected Dash PET users only. Complimentary Accidental Death coverage will be offered for the same duration if you are not eligible for this add-on protection. Sum assured will be based on your age and occupation. Additional 0.2% p.a. to the existing 1.3% p.a. returns for your first S$10,000 Dash PET savings will be applied during the first policy year while the complimentary protection is active.

#Additional interests of up to 0.25% p.a. from each activated add-on protection applies to the first S$10,000 account value of your active Dash PET policy.

This policy is underwritten by Etiqa Insurance Pte. Ltd. (Company Reg. No. 201331905K). This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract. This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg). As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. You should seek advice from a financial adviser before deciding to purchase the policy. If you choose not to seek advice, you should consider if the policy is suitable for you. The information contained on this product advertisement is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore. This advertisement has not been reviewed by the Monetary Authority of Singapore. Information is accurate as at 9 September 2021.

Singtel Dash terms apply.

Join asDash Merchant