Celebrate with us as GXS FlexiLoan turns 1!
Over S$250,000 worth of prizes to be won when you get a GXS FlexiLoan from 2.99% p.a. (EIR 5.65% p.a.)1 with
no fees.
To celebrate 12 months of making dreams come true, GXS is giving away an adventure of a lifetime, a dream home
makeover, or iPhone 15
and 1-year free Singtel mobile bill2!
Plus, get an additional S$50 Grab voucher3 when you sign up and use your GXS FlexiLoan.
For customers with an existing GXS FlexiLoan account, only steps 2 and 3 apply. Terms and conditions apply.
Draw multiple loans from your credit line anytime you need, from 2.99% p.a. (EIR 5.65% p.a)1. Your credit line is on standby 24/7 upon approval. No interest is charged if no drawdowns are made.
With flexible repayments, you're able to choose your own tenure (2 to 60 months) and preferred repayment date to pay what you can, when you can.
Open a GXS FlexiLoan account and receive your funds in minutes4, no strings attached. It's that easy.
Save on interest when you repay your loan early, with no early repayment fees. The earlier you repay, the more you save.
You read that right. We don't charge annual, processing, early repayment or late fees. Late interest is however chargeable upon late repayment.
Unlock an instant reward for each eligible transaction of at least S$10 spent on your GXS Debit Card!
There is absolutely no cap on how many rewards you can earn. Plus, no monthly minimum spend required. Go crazy, we're ready for it.
Get a physical GXS Debit Card for all your offline spending needs. Pick from 3 designs to match your style.
If you opt for a physical card, the GXS Debit Card (and the packaging it comes in) is made of recycled materials, so you can use it sustainably!
Earn 2.68% p.a. interest on funds in your GXS Saving Pockets, and 2.38% p.a. interest on funds in your Main Account. Interest is credited every day.
Create up to 8 Saving Pockets for everything that matters to you. Each can be personalised – add names and photos to truly make them yours.
You can withdraw your money anytime. Plus, no minimum balance needed. No catches, no kidding.
Thank you for your support.
Slots for the GXS Savings Account are presently filled. Register on the Dash app for early access to future slots!
Ready for a bank that fits your pocket and your lifestyle? GXS is here to help you do more with your money – more than you’ve ever imagined.
Backed by Singtel and Grab Holdings Inc, GXS is a digital bank on a mission to make banking better for Singapore’s everyday consumers and businesses.
GXS is a separate entity and is not associated with the businesses of Singtel Group and its entities. The GXS
Savings Account and GXS Debit Card are provided by GXS.
GXS holds a banking licence and is regulated by the Monetary Authority of Singapore.
Deposit Insurance Scheme: Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit
Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency
deposits, dual currency investments, structured deposits and other investment products are not insured.
GXS FlexiLoan
1Effective Interest Rate (EIR) is calculated based on an average loan amount of S$10,000 with a 24-month repayment period, from 1 Jan 2024 to 1 Jan 2026.
2Dreams Lucky Draw:
(a) To be eligible to participate in the Lucky Draw, a customer must:
(i) be an existing holder of a GXS FlexiLoan account or have successfully applied for a GXS FlexiLoan between 3
April and 30 June 2024 (both dates inclusive) ("Promotion Period), and in
each case such GXS FlexiLoan account must remain active and in good standing with the Bank at all material
times, including until the Lucky Draw prizes are fulfilled;
(ii) have drawn down a single loan of at least S$3,000 during the Promotion Period; and
(iii) such loan must have a loan tenure of not less than 6 months.
(b) A customer will not be eligible if more than 50% of the loan is repaid on or before 17 July 2024.
(c) Each monthly Lucky Draw will be conducted on 6 May 2024, 5 June 2024 and 3 July 2024 respectively.
For the full promotion terms and conditions, visit www.gxs.com.sg/flexiloan-dreams-terms.
GXS has the sole discretion to amend, modify or vary the timing of the fulfillment of the rewards or prizes
described in this page and the terms of this promotion without notice or
liability to any person.
3$50 Grab Voucher:
Limited to the first 1,000 eligible customers of each month during the Promotion Period.
4Approval of your application is subject to receipt of all supporting documents and further review.
GXS reserves the right to approve or reject your application without providing any
reasons. Late interest charges may apply in the event of late repayment. Your loan is subject to review from
time to time, and may be cancelled by GXS at its discretion. Visit the GXS
FlexiLoan page on GXS’ website for the GXS FlexiLoan Terms and Conditions that apply.
Before using the GXS app, do make sure you’ve read and agree to the Terms of Use and Acceptable Use Policy on
GXS' website.
For the full terms and conditions of GXS FlexiLoan and the promotion, visit www.gxs.com.sg/flexiloan. By
applying for the GXS FlexiLoan and to be eligible to participate in the GXS
promotions set out herein, you confirm that you are between 21 to 65 years old (inclusive), a Singaporean
citizen or permanent resident, and earn a minimum income of S$20,000 p.a.,
and you consent to GXS reporting to, or conducting checks with, Credit Bureau (Singapore) Pte Ltd for the
purposes of your loan application.
GXS Debit Card
Terms and conditions: Deposit Account Terms, Card Account Terms, Rewards Terms, Ecosystem Terms - Grab and
Ecosystem Terms - Singtel Dash shall apply. GXS Debit Card transactions
will be processed by debiting from the Main Account of your GXS Savings Account. GXS Debit Card Rewards will be
credited into the Main Account, subject to the maximum balance
amount of your GXS Savings Account. For full terms and conditions, please visit www.gxs.com.sg/tnc.
GXS Bank Pte. Ltd. is the donor and adopter of the three leatherback turtles with Sea Turtle Conservancy. No
payment is required from you for the adoption. The content on the sea
turtles on our website and/or app is for general information only. GXS' Card Account Terms and Rewards Terms are
not applicable to GXS' adoption of the Sea Turtle Conservancy. GXS is
not an agent of Sea Turtle Conservancy. GXS' terms and conditions are separate from Sea Turtle Conservancy's
terms and conditions. GXS does not have control over the contents of any
third-party sites or resources, including the Sea Turtle Conservancy website, and you may need to comply with
their applicable terms and conditions.
GXS Savings Account
You can open 1 GXS Savings Account in your own name and deposit up to a maximum amount as stated in your GXS
app.
If you are new to GXS and have an existing Dash account, or have a new Dash account opened by Thursday, you will
be able to link your GXS Savings account to your Dash account by the
following Monday (only for Singtel Mobile customers).
By proceeding, you agree that only you shall be the applicant for the GXS Savings Account and such application
shall not be made by any other person. You also agree that you shall not
allow your GXS Savings Account to be linked with any other Dash accounts not belonging to you. The Bank shall
have the right to close the GXS Savings Account in accordance with its
governing terms and conditions.
Visit
gxs.com.sg/tnc
for full GXS Savings Account terms and conditions that apply.
Click
here
for the full Terms & Conditions for Accessing GXS Services from Dash.
Click
here
here for GXS Bank Ecosystem Terms for Dash.
Click
here
here for GXS Deposit Account Terms.
We are glad to hear your excitement to be a part of the GXS banking revolution! Currently, GXS sign-ups are exclusively by invitation, and will only be rolled out progressively to selected Dash customers over the coming months.
On the homepage of your Dash app, click on the GXS tile. You
will be redirected to GXS pages.
If you already have a GXS Savings Account, select “Link my
existing GXS Savings Account”.
If you do not have a GXS Savings Account, select “Sign up
for GXS via Singpass”. The GXS Savings Account created
through this step will automatically be linked to your Dash
Wallet account.
No, there will be no fees charged.
No more toggling between apps for the little things (such as viewing your GXS Savings Account balance)! Terms and conditions apply.
The daily top-up limit is S$2,000 and monthly top-up limit
is S$10,000. The maximum wallet limit for Dash at any point
in time is up to S$3,000 if you have cleared Dash’s
know-your-customer (KYC) processes. Don’t forget to verify
your account if you wish to maximize your Dash wallet limit!
For more details on topping up your Dash Wallet, please
visit
https://dash.com.sg/faqs/Top-up.
Users who have registered for a GXS Savings Account through the Dash app will not be able to cash out funds in their Dash Wallet sourced from credit/debit card facilities. You can now use your linked GXS Savings Account to top-up your Dash Wallet instead. Please note that you will not be able to re-enable credit/debit card top-ups even if you un-link your GXS Savings Account from the Dash app.
Tap on “Account” at the bottom right corner of your Dash app, tap on “GXS Savings Account”, then tap on “Unlink account from Dash”.
You will not be able to access and use GXS Bank’s services and products within the Dash app. You will not see GXS Savings Account in your Dash app, but may always re-link the account via the GXS tile on the Dash app.
No. Your privacy and security is paramount. Once you click on the GXS tile on your Dash app, you will be redirected to GXS pages. Everything you do on the GXS pages (including onboarding and accessing your account) is kept secure by GXS.
If you have any questions about GXS Bank or require further
assistance, here’s how you can get in touch:
Via email: help@gxs.com.sg
Via phone: +65 3105 2055
GXS operating hours are 24/7. Please be patient with them as
they may be experiencing a high call volume, and they’ll do
their best to assist you as soon as they can!