Stay secure! Scammers impersonating Singtel Dash may target you via fake Facebook pages or SMS phishing. Beware of clickable links on SMSes and do not share your OTP, bank account or credit/debit card details with anyone over the phone, SMS or email. The Singtel Dash team will never request for such information from our customers.
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Zero interest, zero hassle.

0% interest

A loan with zero interest (EIR 4.13% p.a.)1. Zero in on your goals, easily.

Low monthly repayments

Repay as little as 1% of your loan every month. Make your money work harder, right from the start.

Flexible loan tenure

Choose your preferred tenure of 4 to 12 months.

Low one-time processing fee

That’s it. No other fees, no surprises.

Apply for a GXS FlexiLoan Balance Transfer and get your funds within minutes.

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Say hello to the GXS Debit Card.

Start your rewards journey and make a difference with GXS.

Instant rewards

Unlock an instant reward for each eligible transaction of at least S$10 spent on your GXS Debit Card!

No cap, no hoops, no kidding

There is absolutely no cap on how many rewards you can earn. Plus, no monthly minimum spend required. Go crazy, we're ready for it.

Let's get physical

Get a physical GXS Debit Card for all your offline spending needs. Pick from 3 designs to match your style.

Made with love (and recyclable materials)

If you opt for a physical card, the GXS Debit Card (and the packaging it comes in) is made of recycled materials, so you can use it sustainably!

How to get started

  1. Sign up on the app
    Apply for GXS Debit Card via the GXS app.
  2. Fund your Main Account
    Fund your GXS Savings Account's Main Account easily using PayNow or Bank Transfer to ensure smooth transactions on your GXS Debit Card.
  3. Start spending with your new GXS Debit Card!
    Spend online with your virtual GXS Debit Card or sign up for a physical debit card if you haven't already done so, to spend at retail shops and start earning your rewards!

Sign up for a GXS Debit Card

GXS has also fostered 3 leatherback turtles with the Sea Turtle Conservancy in support of their programmes and to help spread awareness about turtle conservation, contributing to a positive change on our planet!

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Daily interest and daily wins with GXS.

Saving made better with daily interest

Earn 2.68% p.a. interest on funds in your GXS Saving Pockets, and 2.38% p.a. interest on funds in your Main Account. Interest is credited every day.

Saving Pockets for everything you love

Create up to 8 Saving Pockets for everything that matters to you. Each can be personalised – add names and photos to truly make them yours.

No lock-ins, no hidden fees

You can withdraw your money anytime. Plus, no minimum balance needed. No catches, no kidding.

You can open 1 GXS Savings Account in your own name and deposit up to a maximum amount as stated in your GXS app.
Insured up to S$100,000 with SDIC. T&Cs apply. Please visit gxs.com.sg/tnc for the full T&Cs.

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GXS is a separate entity and is not associated with the businesses of Singtel Group and its entities. The GXS Savings Account and GXS Debit Card are provided by GXS. GXS holds a banking licence and is regulated by the Monetary Authority of Singapore.

GXS FlexiLoan

1Effective Interest Rate (EIR) for Balance Transfer is calculated based on an average loan amount of S$10,000 with a 4-month repayment period, from 1 Jan 2024 and a minimum monthly due of 1% of loan principal.

By applying for the GXS FlexiLoan, you confirm that you are at least 21 years old, a Singapore citizen or permanent resident and earn a minimum income of S$20,000 p.a., and you consent to GXS reporting to, or conducting checks with, Credit Bureau (Singapore) Pte Ltd for the purposes of your loan application.

GXS Debit Card

Deposit Insurance Scheme: Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Terms and conditions: Deposit Account Terms, Card Account Terms, Rewards Terms, Ecosystem Terms - Grab and Ecosystem Terms - Singtel Dash shall apply. GXS Debit Card transactions will be processed by debiting from the Main Account of your GXS Savings Account. GXS Debit Card Rewards will be credited into the Main Account. For full terms and conditions, please visit www.gxs.com.sg/tnc.

GXS Bank Pte. Ltd. is the donor and adopter of the three leatherback turtles with Sea Turtle Conservancy. No payment is required from you for the adoption. The content on the sea turtles on our website and/or app is for general information only. GXS' Card Account Terms and Rewards Terms are not applicable to GXS' adoption of the Sea Turtle Conservancy. GXS is not an agent of Sea Turtle Conservancy. GXS' terms and conditions are separate from Sea Turtle Conservancy's terms and conditions. GXS does not have control over the contents of any third-party sites or resources, including the Sea Turtle Conservancy website, and you may need to comply with their applicable terms and conditions.

GXS Savings Account

You can open 1 GXS Savings Account in your own name and deposit up to a maximum amount as stated in your GXS app. Insured up to S$100,000 by SDIC.

If you are new to GXS and have an existing Dash account, or have a new Dash account opened by Thursday, you will be able to link your GXS Savings account to your Dash account by the following Monday (only for Singtel Mobile customers).

By proceeding, you agree that only you shall be the applicant for the GXS Savings Account and such application shall not be made by any other person. You also agree that you shall not allow your GXS Savings Account to be linked with any other Dash accounts not belonging to you. The Bank shall have the right to close the GXS Savings Account in accordance with its governing terms and conditions.

Visit gxs.com.sg/tnc for full GXS Savings Account terms and conditions that apply.

Click here for the full Terms & Conditions for Accessing GXS Services from Dash.
Click here here for GXS Bank Ecosystem Terms for Dash.
Click here here for GXS Deposit Account Terms.