Dash PET The PET that takes care of you
And makes it easy for you to Protect, Earn and Transact.
How does Dash PET
take care of you?
Protectfrom just S$50
Life protection of 105%
of your Account Value
Financial Assistance Benefit
(incl. vaccine side effects)
Earnup to 1.7%* p.a. on
what you save
with high returns
Transactwhenever you like
No lock-in period or
How your PET earns for you
You earn 1.7%* p.a. on your first S$10,000
And 1.2%* p.a. for above S$10,000
Calculate your potential returns and
watch your PET grow based on your savings!
Save for what you need. Spend on what you like.
Need to spend? Transfer it back from Dash PET to
Dash Wallet. Simple.
(eNets or PayNow).
Minimum S$50 top up applies via eNets. A $0.70 admin fee applies for withdrawals via PayNow.
Frequently Asked Questions
Dash PET is an insurance savings plan that offers savings at high returns, with capital guaranteed and full flexibility of funds. Grow your Dash PET while it takes care of your financial health.
Dash PET life insureds are also covered for life protection and COVID-19.
The policy is underwritten by Etiqa Insurance Pte. Ltd. (Company Reg. No. 201331905K).
As a Dash PET life insured, you enjoy:
- High returns, capital guaranteed: Earn as high as 1.7%* p.a. returns on your savings
- Easy requirement: Start saving from just S$50 up to S$30,000
- Flexible funds: Top up and withdraw funds anytime, with no lock-in period or penalty
Dash PET is applicable for eligible Singtel Dash users aged between 17 to 75 (at next birthday) with a valid Singapore NRIC or Singapore residency/work pass. Sign up or log in to Singtel Dash app to check your eligibility.
Please note that all applications are subjected to the acceptance by Etiqa Insurance Pte. Ltd..
Only one Dash PET policy per individual is allowed at any point in time, regardless whether your policy is active or inactive. This policy is subject to Eligibility Rules. For more information on Eligibility Rules, please refer to https://www.tiq.com.sg/Eligibility-rules.pdf.
Dash PET life insureds will earn returns at the following rates based on the Account Value (inclusive of earned interests):
- First S$10,000: 1.7%* p.a. for the first year
- Above S$10,000: 1.2%* p.a. for the first year
The minimum average daily Account Value balance is S$50 to be eligible for interests and other policy benefits
The returns are calculated daily based on the crediting rate. Returns will be credited on the 1st of every calendar month.
In the event of death during the policy term, 105% of your Account Value will be paid as the death benefit and the policy ends. Please refer to the Product Terms and Conditions for details.
All Dash PET life insureds are also entitled to the Financial Assistance Benefit for COVID-19, introduced by Etiqa Insurance. For more information on the benefits and other terms, please visit https://www.tiq.com.sg/covid19/.
Users will be able to add on other insurance coverage in the near future.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you.
For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Etiqa Insurance or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg).
Dash PET is categorized under “Individual life and voluntary group life policies (with the exception of annuities)” with a cap of S$500,000 for the aggregated guaranteed sum insured and S$100,000 for aggregated guaranteed surrender value per life insured per insurer.
Everything's on Singtel Dash app! Launch Dash > Home screen > 'Grow Money' tile to access and manage your account.
- View Dash PET policy details
- Top up your account
- Make transfers and withdrawals of funds
Grow your Dash PET by increasing your account value
Manage your Dash PET on Singtel Dash app! Launch Dash > Home screen > 'Grow Money' tile to access your Dash PET dashboard.
Select any of these options to top up your Dash PET account from S$1:
- Dash Wallet
- Bank Account via PayNow
- Bank Account via eNets (minimum S$50).
Ad-hoc top-up available for up to age 75 (age next birthday) only.
When you sign up for Dash PET, you will be prompted that credit/debit card top up feature will be disabled for your Dash wallet.
As you're able to use Dash wallet to top up your Dash PET account, we need to disable the credit/debit card top up feature because Dash PET is an insurance plan of which its premium may only be added using non-credit/debit card modes.
You may make partial withdrawals from as little as S$1.
- Transfer to Dash Wallet
- Bank account via PayNow (70 cents apply per transaction)
Maintain an Average Daily Account Value balance of at least S$50 to continue earning interests for that month and maintain at least S$1 of Account Value to keep your policy active.
If you wish to make a full withdrawal, you will need to request to surrender your policy. Please note that once your policy is surrendered, you will not be able to make another purchase of this policy within a 12 months period.
Etiqa reserves the right to delay the payment of the withdrawal amount/surrender benefit for up to a period of 6 months from the date of the withdrawal/surrender request. Etiqa will exercise this right when there is a surge in withdrawals (partial/full) within the Portfolio during a very short period of time.
Yes you may! Dash EasyEarn and Dash PET are different policies, so you can save with both plans and enjoy the respective high rates of return.
Dash PET has a 14-day free look period within which you may request to cancel the policy when you access your Dash PET dashboard within Dash app.
While your policy is active and in force, you may withdraw your funds partially anytime.
There are no surrender charges if you wish to surrender the policy. Do note that a policy surrender will terminate your account.
You can make a request via Dash app to surrender policy. It will be processed instantly and the funds will be transferred into their Dash wallet (up to individual wallet limit) or Bank account (70cents fee will apply).
To file a claim, please WhatsApp Etiqa Insurance’s customer care consultants at +65 6887 8777 from Mondays to Fridays, 8.45am to 5.30pm (closed on Saturdays, Sundays and Public Holidays) within 3 months of the occurrence of the claim event.
Once you request for a freelook or surrender on your policy, you will not be able to sign up for Dash PET within a 12 months period.
Dash PET is a yearly renewable plan and the policy term is 1 year. At the end of 1 year policy term, your Dash PET policy will be renewed automatically for another 1 year at the same conditions on the expiry date before renewal, so long as the following conditions are met:
- your Dash PET policy is in force on the expiry date before the renewal; and
- you (life insured) have not reached age 100 at the renewal date.
Etiqa Insurance reserves the right to terminate this policy by giving 90 days’ notice. Upon termination, Etiqa will refund the Account value.
For general enquiries on Dash PET, visit https://bit.ly/Etiqa24x7LiveChatAssistance to start a live chat with Etiqa Insurance’s agents immediately.
For enquiries on your existing Dash PET policy, please WhatsApp Etiqa Insurance’s customer care consultants at +65 6887 8777 from Mondays to Fridays, 8.45am to 5.30pm (closed on Saturdays, Sundays and Public Holidays).