From now till 30 September 2022, simply sign up for Dash PET and save to get cashback!
**Best rates of return are in comparison with similar digital insurance savings plans available for subscription. Information as at 9 September 2021. This comparison does not include information on all similar products. Etiqa Insurance does not guarantee that all aspects of the products have been illustrated. You may wish to conduct your own comparison for products that are listed in www.comparefirst.sg.
Enjoy up to 0.75%** p.a. additional interest on yourDash PET savings when you add more coverage.
✓ Choose from 3 protection plans
✓ Up to S$100,000 coverage per plan
✓ Each premium starts from 2 cents per day
• Covers critical stage cancers, including leukemia, lymphoma and sarcoma
• Complements existing Critical Illness plans
• Lump sum payment in the event of death or inability to perform 3 out of 6 Activities of Daily Living
• Lump sum payment in the event of accidental death
You earn 1.3%* p.a. on your first S$10,000
And 0.3%* p.a. for above first S$10,000
Extra 0.2%^ when you activate your FREE protection
Stack returns up to 0.75%# p.a more when you buy more add-on protection plans
BONUS! Get up to 0.25%** p.a. additional interests on your first S$10,000 savings when you activate an add-on protection.
Dash PET is an insurance savings plan that offers savings at high returns, with capital guaranteed and full flexibility of funds. Grow your Dash PET while it takes care of your financial health.
Dash PET life insureds are also covered for life protection and COVID-19.
The policy is underwritten by Etiqa Insurance Pte. Ltd. (Company Reg. No. 201331905K).
As a Dash PET life insured, you enjoy:
Dash PET is applicable for eligible Singtel Dash users aged between 17 to 75 (at next birthday) with a valid Singapore NRIC or Singapore residency/work pass. Sign up or log in to Singtel Dash app to check your eligibility.
Please note that all applications are subjected to the acceptance by Etiqa Insurance Pte. Ltd..
Only one Dash PET policy per individual is allowed at any point in time, regardless whether your policy is active or inactive. This policy is subject to Eligibility Rules. For more information on Eligibility Rules, please refer to https://www.tiq.com.sg/Eligibility-rules.pdf.
Please note that we may not be able to provide you with Dash PET and/or other Etiqa Insurance policy(ies) in the event you withdraw your consent. In such circumstance, we will notify you before we process your request to withdraw consent. Dash and Etiqa shall not be liable for any potential loss or cost incurred in the process of your consent withdrawal.
Dash PET life insureds will earn returns at the following rates based on the Account Value (inclusive of earned interests):
The minimum average daily Account Value balance is S$50 to be eligible for interests and other policy benefits.
NEW: You can now receive additional interest on the first S$10,000 of your Dash PET account value for the first year, when you add on protection:
The returns are calculated daily based on the crediting rate. Returns will be credited on the 1st of every calendar month.
If your Dash PET policy’s start date is 26 April 2021 and before, you will continue to enjoy up to 1.7%* p.a. returns for the first year, starting from the policy start date.
In the event of death during the policy term, 105% of your Account Value will be paid as the death benefit and the policy ends. Please refer to the Policy Terms and Conditions for details.
All Dash PET life insureds are also entitled to the Financial Assistance Benefit for COVID-19, including side effects of the vaccine, introduced by Etiqa Insurance. For more information on the benefits and other terms, please visit https://www.tiq.com.sg/covid19/.
All Dash PET users may now add up to three add-on protection plans to their existing Dash PET policy.
Dash PET users may activate the following add-on protection
- Major Cancer
- Accidental Death
- Death & Total and Permanent Disability
For each add-on protection, you may enjoy the following:
- Be covered from S$10,000 to S$100,000 sum assured
- Affordable premium from as low as 2 cents a day
- Seamless daily payment right from your Dash PET account
ADDITIONAL INTEREST ON YOUR SAVINGS:
Receive up to 0.25%# p.a. on the first S$10,000 of your Dash PET account value for the first year, for each active paid add-on protection.
Selected Dash PET users are also eligible for the COMPLIMENTARY add-on protection plan which covers Death & Total and Permanent Disability^.
For more details of each of the available plans, click here
The complimentary add-on protection is only made available to Dash PET customers with policy start date from 27 April 2021 onwards.
Upon opting in to activate your complimentary add-on protection plan, you will enjoy:
- Protection for Death & Total and Permanent Disability
- Coverage of up to 5 times of your Dash PET Account Value (capped at S$10,000)
- Valid for your first Dash PET policy year
In the event that you are not eligible for the Death & Total and Permanent Disability protection plan, you will be provisioned with Accidental Death protection plan instead, with the same coverage and free protection period.
ADDITIONAL INTEREST ON YOUR SAVINGS:
Receive additional 0.2% p.a. on the first S$10,000 of your Dash PET account value for the first year while complimentary protection is active.
It’s simple! Just follow these steps:
Launch Dash > Home screen > ‘Grow Money’ tile > Dash PET > Add-on Protection > Activate Now
Yes! You may continue to purchase the add-on protection on top of your complimentary add-on protection, to supplement your existing coverage.
The policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policies is automatic and no further action is required from you.
For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Etiqa Insurance or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg).
Dash PET is categorized under “Individual life and voluntary group life policies (with the exception of annuities)” with a cap of S$500,000 for the aggregated guaranteed sum insured and S$100,000 for aggregated guaranteed surrender value per life insured per insurer.
Everything's on Singtel Dash app! Launch Dash > Home screen > Grow Money to access and manage your account.
Grow your Dash PET by increasing your account value and watch it change on your Dash PET dashboard.
Select any of these options to top up your Dash PET account from S$1:
(1) Dash Wallet
(2) Bank Account via PayNow
(3) Bank Account via eNets (minimum S$50).
Ad-hoc top-up is available for up to age 75 (age next birthday) only.
When you sign up for Dash PET, you will be prompted that credit/debit card top up feature will be disabled for your Dash wallet.
As you’re able to use your Dash wallet to top up your Dash PET plan, we need to disable the credit/debit card top up feature because Dash PET is an insurance plan of which its premium may only be added using non-credit/debit card modes.
You may make partial withdrawals from as little as S$1.
(1) Transfer to Dash Wallet
(2) Bank account via PayNow (70 cents apply per transaction)
Maintain an Average Daily Account Value balance of at least S$50 to continue earning interests for that month and maintain at least S$1 of Account Value to keep your policy active.
If you wish to make a full withdrawal, you will need to request to surrender your policy. Please note that once your policy is surrendered, the add-on protection tagged to your policy will also be terminated and you may not make another purchase of this policy within a 12-month period.
Etiqa reserves the right to delay the payment of the withdrawal amount/surrender benefit for up to a period of 6 months from the date of the withdrawal/surrender request. Etiqa will exercise this right when there is a surge in withdrawals (partial/full) within the Portfolio during a very short period of time.
Your premium will be paid on a daily basis via your Dash PET account.
Keep a healthy minimum daily account balance of at least S$50 to ensure that your add-on protection plans stay active and you continue enjoying earning your additional interest.
Yes, coverage (sum assured) amount for add-on protection can be changed from S$10,000 to S$100,000, in multiples of $1,000.
- Launch Dash app > Grow Money > Dash PET > "Add-on Protection" tab
- Select your add-on protection
- Update your sum assured and submit
The change will be effective within one working day. Waiting period, if any, will restart with each change.
Important: As increase in sum assured will also increase the daily premium payable, do ensure sufficient funds in your Dash PET policy.
Yes you may! Dash EasyEarn and Dash PET are different policies, so you can save with both plans and enjoy the respective high rates of return. You are allowed to hold one Dash EasyEarn and one Dash PET policy at any time.
Dash PET has a 14-day free look period within which you may request to cancel the policy. Access your Dash PET dashboard within Dash app to exercise your freelook option.
While your policy is active and in force, you may withdraw your funds partially anytime.
There are no surrender charges if you wish to surrender the policy. Do note that a policy surrender will terminate your account and all add-on protection plans tagged to your Dash PET policy, where applicable.
If you'd like to cancel your add-on protection plan(s) within 14 days of your first activation, you may exercise the free look option. Your add-on protection plan(s) will be de-activated immediately and premiums paid will be refunded to your Dash PET account value.
If you wish to cancel after the 14-day free look period, the add-on protection plan will be de-activated within one working day. Premiums paid will not be refunded.
Do note that if you wish to re-activate your add-on protection plan(s), the waiting period, if any, will restart and you will not be eligible for the free look option.
Yes, you may cancel your complimentary add-on protection plan. The de-activation will be effective within one working day.
Do note that you will not be eligible for the complimentary add-on protection plan once it has been cancelled.
You can make a request via Dash app to surrender policy. It will be processed instantly and the funds will be transferred into their Dash wallet (up to individual wallet limit) or Bank account (70 cents fee will apply).
The add-on protection plans are tagged to your Dash PET policy. In the event that you wish to surrender your Dash PET policy, the add-on protection plan(s) will also be de-activated.
To file a claim, please WhatsApp Etiqa Insurance’s customer care consultants at +65 6887 8777 from Mondays to Fridays, 8.45am to 5.30pm (closed on Saturdays, Sundays and Public Holidays) within 3 months of the occurrence of the claim event.
Dash PET is a yearly renewable plan and the policy term is 1 year. At the end of 1 year policy term, your Dash PET policy will be renewed automatically for another 1 year at the same conditions on the expiry date before renewal, so long as the following conditions are met:
Etiqa Insurance reserves the right to terminate this policy by giving 90 days’ notice. Upon termination, Etiqa will refund the Account Value, less any amounts owing to Etiqa.
For general enquiries on Dash PET, visit https://bit.ly/Etiqa24x7LiveChatAssistance to start a live chat with Etiqa Insurance’s agents immediately.
For enquiries on your existing Dash PET policy, please WhatsApp Etiqa Insurance’s customer care consultants at +65 6887 8777 from Mondays to Fridays (except Public Holidays), 8.45am to 5.30pm.