What is UOBAM Robo-Invest?

By now you’ve heard about the importance of planning your finances to achieve your retirement or lifestyle goals, retirement planning, and financial goals; but like many working adults, you may not have time or expertise to pore over hundreds of options. UOBAM Robo-Invest offers a simple and effective alternative: just use this app to customise and build a portfolio, which you can track at any time.

Why use UOBAM Robo-Invest?

UOBAM Robo-Invest is a robo-advisory service that recommends you a customised portfolio through financial advice from experts who manage institutional investments. UOBAM Robo-Invest is the first such service available on a mobile wallet - Singtel Dash.

UOBAM Robo-Invest combines 30 years of human expertise, from top wealth managers, with advanced computer algorithms. The portfolio has been carefully handpicked by UOBAM experts and is designed to aim for stable and sustainable returns in the long term.

With an option to invest in portfolios which incorporate Environmental, Social and Governance (ESG) factors in the investment process, you may also contribute to a sustainable future.

It is easy to start your journey on UOBAM Robo-Invest: simply fund your account from just S$1 and enjoy low advisory fees from 0.6% p.a.^**. This robo-adviser is ideal for investors seeking professional investment expertise at low cost.

You can track your portfolio performances and make changes at any time via Singtel Dash app, and receive regular and timely market updates directly from UOBAM, the multi-award winning asset manager

Check out over 300 awards won regionally by UOBAM.

Start reaching your financial goals with UOBAM Robo-Invest

UOBAM Robo-Invest is a robo-adviser, which provides institutional grade financial advice. UOBAM Robo-Invest presents you with curated portfolios that are tailored to your individual financial goals and risk appetite.

What sets UOBAM Robo-Invest apart is that it combines the insights and experience of UOB Asset Management’s experts, with advanced digital algorithms. UOBAM Robo-Invest uses a proprietary smart algorithm to build a portfolio tailored to your needs.

Fig. 1 UOBAM Robo-Invest’s key investment inputs by UOBAM’s investment and product committees

UOBAM Robo-Invest is the first robo-adviser to be exclusively available on a mobile wallet - Singtel Dash.

Singtel Dash app is available on the Google Play store or Apple App Store.

Setting up your UOBAM Robo-Invest account

UOBAM Robo-Invest is only available on the Singtel Dash app. After launching and logging in to your Dash account, tap on the Invest tile on the app homepage to access UOBAM Robo-Invest.

Fig. 2 Getting started on UOBAM Robo-Invest
All screens shown and reference to any asset class are for illustration or information only and should not be relied upon or construed as a recommendation of specific model portfolios. Projections shown are not indicative of future or likely performance of any portfolio.

Step 1: Set up an account

You’ll be able to review an overview of UOBAM Robo-Invest. To get more information and review the product details, you may visit the Dash website or UOBAM’s product page.

Once you’re ready, read through the terms of use and tap “accept”, to carry on the registration.

Step 2: Assess your risk profile

Answer the questionnaire to assess your risk profile (see Fig. 2).

Step 3: Choose your portfolio

You may choose between Global portfolio, or Global Impact portfolio (an ESG-oriented portfolio). You can see the details of each fund along with the projected returns and fund objectives. To view different portfolios at different risk levels, simply toggle the risk slider and ESG portfolio checkbox.

Proceed to confirm your selected portfolio.

Step 4: Complete your application

For Singapore Citizens and Permanent Residents, using SingPass / Myinfo to sign up provides a faster, more convenient way to retrieve your personal data and manage your application. Alternatively, you can use the manual registration process.

Fig. 3 Sign-Up page to register for a UOBAM Robo-Invest account via SingPass or manually

From the MyInfo page, you can review the personal data required for the registration. Tap “I agree” to proceed.

For manual registration, please have your IC and Proof of Address ready.

You will need to provide:

• Basic Information
• Address (as per NRIC/ID)
• Additional Information

For proof of address, you can provide documents such as utility bills, telco bills, or bank statements that show your full name and address.

Fig. 4 Personal information required for the registration
All screens shown and reference to any asset class are for illustration or information only.

Note that for Singapore Citizens and Permanent Residents, your Tax Identification Number (TIN) is the same as your NRIC or FIN.

If you currently live outside of Singapore, simply specify the reason in the sheet that will pop-up.

Fig. 5 Declaration page to verify your submitted personal information

Confirm that all the provided information is correct, confirm that all the information is correct, before continuing with the registration.

Fig. 6 Notification on submitted application that’s pending review

Once you have submitted your application, please allow up to three working days for UOBAM to perform the necessary Know-Your-Customer (KYC) checks. You will be informed of the outcome from Dash and/or UOBAM.

Step 5: Fund your UOBAM Robo-Invest account

Once your registration is complete, your UOBAM Robo-Invest account is activated. Start by funding your account, and check back to review your portfolio performance and manage your account.

With UOBAM Robo-Invest, you can enjoy a fuss-free way of managing and reviewing your portfolio details or performance. Check out this article for the 5 key features that can help you navigate your robo-advisor dashboard simply and quickly.

Launch the Singtel Dash app and tap on “Invest” tile to start growing your wealth sustainably via UOBAM Robo-Invest today. Get S$10 worth of credits^* by simply opening an account by 30 June 2023, and an additional S$20 worth of credits^{^} & 1,000 Dash reward points when you top up min. S$500.

Singtel Dash app is available on the Google Play store or Apple App Store.

Important Notes & Disclaimers:

^*UOBAM Robo-Invest Activation Promotion is valid from 1 Jan 2023 to 30 June 2023 only. View full terms and conditions here.

^{^}UOBAM Robo-Invest S$20 worth of credits Promotion is valid from 1 Jan 2023 to 30 June 2023, both dates inclusive, and open to all new and existing UOBAM Robo-Invest users. Limited to the first 350 UOBAM Robo-Invest users who meet the promotional criteria, excluding users who have qualified for the Lunar New Year Promotion. View here for full promotional terms and conditions.

^**Other US SEC fees, taxes and underlying fund-related fees apply. Visit dash.com.sg/uobam-roboinvest for details.

Fees are calculated and accrued daily and deducted after the end of every quarter. The quarter ends on the last day of March, June, September and December.

This document is for your general information only. It does not constitute investment advice, recommendation or an offer or solicitation to deal in Exchange Traded Funds (“ETFs”) or in units in any Unit Trusts (“Unit Trusts”, ETFs and Unit Trusts shall together be referred to as “Fund(s)”) nor does it constitute any offer to take part in any particular trading or investment strategy. This document was prepared without regard to the specific objectives, financial situation or needs of any particular person who may receive it. The information is based on certain assumptions, information and conditions available as at the date of this document and may be subject to change at any time without notice. If any information herein becomes inaccurate or out of date, we are not obliged to update it. No representation or promise as to the performance of the Fund or the return on your investment is made. Past performance of any Fund or UOB Asset Management Ltd (“UOBAM”) and any past performance, prediction, projection or forecast of the economic trends or securities market are not necessarily indicative of the future or likely performance of the Fund or UOBAM. The value of any Fund and the income from them, if any, may fall as well as rise, and may have high volatility due to the investment policies and/or portfolio management techniques employed by the Fund. Investments in any Fund involve risks, including the possible loss of the principal amount invested, and are not obligations of, deposits in, or guaranteed or insured by United Overseas Bank Limited (“UOB”), UOBAM, or any of their subsidiaries, associates or affiliates (“UOB Group”) or distributors of the Fund. Market conditions may limit the ability of the platform to trade and investments in non-Singapore markets may be subject to exchange rate fluctuations. The Fund may use or invest in financial derivative instruments and you should be aware of the risks associated with investments in financial derivative instruments which are described in the respective Fund's prospectus. The UOB Group may have interests in the Funds and may also perform or seek to perform brokering and other investment or securities-related services for the Fund. Investors should read the Fund's prospectus, which is available and may be obtained from UOBAM or any of its appointed agents or distributors, before investing. Notwithstanding the digital advisory services that will be provided to you through UOBAM Robo-Invest, you may wish to seek advice from a financial adviser before making a commitment to invest with UOBAM Robo-Invest, and in the event that you choose not to do so, you should consider carefully whether investing through UOBAM Robo-Invest is suitable for you. Any reference to any specific country, financial product or asset class is used for illustration or information purposes only and you should not rely on it for any purpose. We will not be responsible for any loss or damage arising directly or indirectly in connection with, or as a result of, any person acting on any information provided in this document. Services offered by UOBAM Robo-Invest are subject to the UOBAM Robo-Invest Terms and Conditions.

All screens shown and reference to any asset class are for illustration or information only and should not be relied upon or construed as a recommendation of specific model portfolios. Projections shown are not indicative of future or likely performance of any portfolio. Investments in any portfolio involve risks, including the possible loss of the principal amount invested.

UOB Asset Management Ltd Co. Reg. No. 198600120Z